Empower Federal Credit Union

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In order to get started, select an account that works for you.

Membership Share Savings
Your key to becoming an Empower FCU member. It takes just $1 to open an account.
  • Earn competitive dividends
  • Set aside money for emergencies, purchases and more
Personal Checking
Manage your money 24/7 with online tools and our mobile app.
  • No minimum balance requirements
  • No monthly fees
  • Unlimited surcharge-free transactions at Empower FCU ATMs and those within the Allpoint network
Share Certificates
Choose a term that meets your needs and enjoy competitive rates and proven returns.
  • Regular share certificates require $500 to open
3-Month Share Certificate
Club Account
Save for something special (however you define it) with a separate account.
  • No minimum balance
  • Open as many club accounts as you’d like
  • Earn dividends
Premium Money Market
Grow your money faster with a secure account that doesn’t require long-term commitments.
  • Higher rates than traditional savings accounts
  • $2,500 to open an account
  • No minimum savings period